In 2025, thousands of low-income workers in Singapore will benefit from a generous payout of up to S$3,267 under the Workfare Income Supplement (WIS) Scheme. This initiative is part of the government’s ongoing efforts to boost incomes and retirement savings for workers in essential, lower-paying jobs.
If you’re currently working in a lower-wage position or earning under a certain income threshold, you could qualify for this cash boost. Here’s everything you need to know about the WIS payment in 2025, including eligibility requirements, payout schedules, and how to check your status.
✅ What Is the WIS Scheme?
The Workfare Income Supplement (WIS) is a support scheme by the Singapore government that rewards lower-wage workers with cash payments and CPF contributions. Its main goals are to:
- Encourage continuous employment
- Supplement income for those earning less
- Boost CPF savings for long-term retirement planning
For the 2025 WIS cycle, eligible workers can receive up to S$3,267 per year, depending on their age, income, and employment type.
👩🏭 Who Qualifies for the S$3,267 WIS Payment in 2025?
To receive the full or partial WIS payout in 2025, you must meet the following eligibility criteria:
General Requirements:
- Be a Singapore Citizen
- Aged 30 years and above (as of the work year)
- Have average monthly income not exceeding S$2,500
- Worked at least 3 months in the year
- Live in a property with an Annual Value below S$13,000
- Not own more than one property
- Spouse and household members should also meet similar income and property conditions
For Self-Employed Persons:
- Must declare Net Trade Income (NTI)
- Contribute mandatory Medisave to qualify for payout
Note: WIS does not require a separate application. If you’re eligible, you’ll be automatically assessed and paid.
💰 How Much Will You Get?
The maximum payout under WIS in 2025 is S$3,267. This amount is distributed between:
- Cash payments (paid to your bank account)
- CPF top-ups (credited to your CPF account)
Here’s a rough breakdown based on age and income:
| Age Group | Annual Payout (Up to) | Cash Portion | CPF Portion |
|---|---|---|---|
| 30–34 | S$1,900 | ~60% | ~40% |
| 35–44 | S$2,300 | ~60% | ~40% |
| 45–59 | S$2,900 | ~60% | ~40% |
| 60+ | S$3,267 | ~60% | ~40% |
Those aged 60 and above stand to gain the maximum benefit under this scheme.
📅 When Will You Get Paid?
The payout timeline depends on your employment status and when your CPF contributions are made:
For Employees:
- Payments are typically made monthly or quarterly
- You’ll receive a portion every month if you’re working consistently
- Once your employer contributes to CPF, payouts are processed within 2 months
For Self-Employed Persons (SEPs):
- You must declare your income for the previous year
- Make Medisave contributions by March 31, 2025
- Eligible payouts are issued from April 2025 onwards
🧾 How to Check Your WIS Status
You can check your WIS payment details and eligibility using the following methods:
- Visit the CPF website (cpf.gov.sg)
- Log in using your Singpass
- Go to the “My Workfare” section to view payment dates, amounts, and CPF contributions
💬 Why It Matters
For many lower-income workers in Singapore, the Workfare Income Supplement is a critical support system. With living costs rising and retirement planning becoming more urgent, WIS provides essential monthly relief and long-term savings support.
The scheme not only puts cash directly into workers’ pockets but also boosts their retirement readiness through CPF top-ups, making it a well-rounded program for financial security.
📣 Final Thoughts
If you or someone in your household earns under S$2,500/month and is 30 years or older, you may be eligible for up to S$3,267 in 2025 under the WIS scheme. No application is needed — just make sure your CPF contributions are up to date and your income is declared (for self-employed individuals).
Keep an eye on your CPF account and Singpass messages for updates on your payment status. And if you’re working hard to support yourself or your family — know that the system is designed to support you back.